We’ve been wondering what’s going to happen with the mortgage rates and the upcoming economy. Thank God we have a fixed mortgage and purchased our house at the right time and locked in a wonderful rate.

However, with the feds cutting rates we aren’t beyond refinancing at a better rate and bringing our term to ten years! (Right now we’re three years into a fifteen.)

Commercial Mortgage is another topic all together because many lenders are not taking the big chances that they once were. In fact, I think if I were looking to get a commercial loan I’d probably look at www.earth.co.uk. They’re based out of the United Kingdom and offer really reasonable rates.

Plus, they offer great articles, statistics, and information for those of you looking to take out loans, mortgages, or make financial decisions in the near future!